BLOOM recorded a market presence within a credit score tracking industry valued at $2.75 billion in 2024, projected to reach $3.09 billion in 2025 with a 12.6% compound annual growth rate. The platform addresses over 45 million underserved consumers in the United States through its Bloom+ alternative data infrastructure. The BLT token maintains a circulating supply of 56.64 million against a maximum supply of 150 million tokens as of 2025.
BLOOM Statistics Key Highlights
- BLOOM operates within a global credit score tracking market worth $2.75 billion in 2024, growing to $3.09 billion in 2025
- The platform targets 45 million credit invisible or underserved consumers in the United States as of August 2024
- BLT token circulating supply stands at 56.64 million with a maximum supply capped at 150 million tokens
- Bloom+ received the Tearsheet Data Innovation Award on August 22, 2024 for alternative data solutions
- Inspire Federal Credit Union became the first client to deploy Bloom+ in August 2024 with $355 million in assets
BLOOM Market Growth and Industry Metrics
The credit score tracking market recorded $2.75 billion in value during 2024. Industry forecasts project the market to reach $3.09 billion by the end of 2025, representing a compound annual growth rate of 12.6%.
This growth trajectory positions BLOOM within an expanding financial infrastructure sector. The platform focuses on alternative credit data solutions that complement traditional scoring methods.
| Metric | Value | Time Period |
|---|---|---|
| Global credit score tracking market size | $2.75 billion | 2024 |
| Forecasted market size | $3.09 billion | 2025 |
| Market CAGR | 12.6% | 2024-2025 |
| Underserved U.S. consumers | 45+ million | August 2024 |
Addressable Market Analysis
BLOOM addresses a segment of over 45 million consumers in the United States who remain credit invisible or underserved by traditional scoring models. This population lacks sufficient credit history for conventional assessment methods.
The platform provides financial institutions with access to alternative data streams including rent payments, utility bills, and subscription services to evaluate creditworthiness.
BLOOM+ Product Adoption and Client Recognition
Bloom+ secured the Tearsheet Data Innovation Award on August 22, 2024. The recognition validated the platform’s approach to alternative credit data infrastructure.
Inspire Federal Credit Union deployed Bloom+ on August 21, 2024, becoming the first financial institution to implement the solution. The credit union manages $355 million in assets and serves members across multiple states.
| Milestone | Details | Date |
|---|---|---|
| Industry Award | Tearsheet Data Innovation Award | August 22, 2024 |
| First Client Deployment | Inspire FCU ($355M assets) | August 21, 2024 |
| Product Positioning | Data-linked credit decisioning | July 23, 2025 |
Strategic Positioning
BLOOM positions itself as a data infrastructure provider rather than a traditional credit scoring platform. The company enables financial organizations to expand data access for underserved populations.
This approach shifts credit decisions from fixed scoring models to flexible data-linked evaluation frameworks that incorporate multiple payment behaviors.
Alternative Data Reporting Impact
Bloom+ supports bill payment data including rent, utilities, and subscription services in credit evaluation processes. Traditional credit models exclude these payment streams despite their reliability as indicators of financial responsibility.
The platform enables financial institutions to consider payment behaviors that occur outside conventional credit reporting systems. This capability addresses the gap affecting 45 million consumers without traditional credit histories.
Data Integration Capabilities
Financial institutions using Bloom+ can access rent payment records that demonstrate consistent monthly obligations. Utility payment histories provide additional verification of financial stability over extended periods.
Subscription service payments offer insights into automated payment management and recurring financial commitments. These data points create a broader financial profile for credit evaluation.
BLOOM Token (BLT) Metrics and Price Analysis
The BLT token maintains a circulating supply of 56.64 million tokens as of the latest available data. The maximum supply stands at 150 million tokens according to tokenomics documentation.
Price predictions for 2025 range from $0.005047 at the lower bound to $0.0096098 at the upper bound. These estimates represent potential valuation scenarios rather than guaranteed outcomes.
| Token Metric | Value |
|---|---|
| Circulating Supply | 56.64 million BLT |
| Maximum Supply | 150 million BLT |
| 2025 Price Prediction (Min) | $0.005047 |
| 2025 Price Prediction (Max) | $0.0096098 |
Token Liquidity Considerations
The BLT token faces limited liquidity compared to major cryptocurrency assets. Some data platforms report incomplete volume and supply information for the token.
This limited trading data creates higher uncertainty around price predictions and market behavior. The enterprise infrastructure component of Bloom+ offers more transparent business metrics than the token element.
BLOOM Market Opportunity and Strategic Position
BLOOM operates at the intersection of credit data infrastructure and financial inclusion initiatives. The platform combines enterprise software capabilities with blockchain token economics.
The 12.6% market growth rate provides tailwinds for alternative credit data solutions. Industry recognition through awards and initial client deployments validate the product approach.
Competitive Advantages
Bloom+ differentiates through alternative data integration that legacy credit models cannot access. The platform provides APIs and data furnishing capabilities for financial institutions.
The product addresses regulatory and compliance requirements while expanding credit access. This positioning appeals to credit unions and community banks serving underserved populations.
Risk Factors and Market Limitations
The BLT token component carries higher speculative risk due to limited transparency in trading data. Multiple cryptocurrency platforms show incomplete information for volume and market metrics.
Bloom+ has not disclosed comprehensive customer counts or revenue figures publicly. Press releases mention specific clients but do not provide scale metrics for total adoption.
| Risk Category | Specific Factor |
|---|---|
| Token Liquidity | Limited volume data and market transparency |
| Adoption Metrics | Specific clients mentioned but not broad customer counts |
| Financial Disclosure | Revenue and contract sizes not publicly available |
Transparency Gaps
The absence of detailed adoption metrics limits the ability to forecast growth trajectories. Financial performance data remains undisclosed, preventing valuation assessments based on revenue multiples.
Token trading platforms show inconsistent data, with some exchanges reporting zero volume or missing supply figures. This creates challenges for investors evaluating the cryptocurrency component.
FAQ
What is BLOOM’s current market size in 2025?
BLOOM operates within the credit score tracking market valued at $2.75 billion in 2024, projected to reach $3.09 billion in 2025 with a 12.6% compound annual growth rate.
How many consumers does BLOOM target?
BLOOM addresses over 45 million credit invisible or underserved consumers in the United States who lack sufficient traditional credit history for conventional assessment methods.
What is the BLT token supply?
The BLT token has a circulating supply of 56.64 million tokens with a maximum supply capped at 150 million tokens according to tokenomics documentation.
Which organizations use Bloom+ platform?
Inspire Federal Credit Union became the first client to deploy Bloom+ in August 2024. The credit union manages $355 million in assets and received industry recognition for innovation.
What data does Bloom+ track for credit decisions?
Bloom+ integrates alternative data including rent payments, utility bills, and subscription services alongside traditional credit information to evaluate financial responsibility and creditworthiness.